Privacy policy
Last updated: July 13, 2026
What we collect
Account details you provide, credit report data you authorize us to obtain from Equifax, device and usage analytics, and communications you send us.
How we use it
To match you with loan and card offers, display your credit dashboard, prevent fraud, and meet our obligations under the FCRA and the Gramm-Leach-Bliley Act.
What we share
Your information is shared with lending partners only as needed to generate the offers you request, with service providers under contract, and where the law requires it.
What we never do
We never sell your Social Security number, and we do not share your credit report with third parties except as you direct in order to receive offers.
Data retention
Consent records and credit pull logs are retained as required by the FCRA. You may request deletion of your account data at any time, subject to legal retention requirements.
Your rights
You may request access, correction, or deletion of your data, and opt out of marketing contact at any time. California residents have additional rights described in our CA Privacy Policy.
Cookies and local storage
We use only strictly necessary browser storage: an authentication token that keeps you signed in (set by our identity provider, Supabase), a temporary in-browser cache of your latest score so it survives page navigation (cleared when you close the tab or sign out), and, for staff only, an admin session token. We do not use advertising cookies, cross-site tracking pixels, or third-party analytics cookies. Because none of this storage is used for advertising or tracking, no cookie consent banner is presented; if we ever introduce analytics or advertising technologies, we will update this policy and provide the choices required by applicable law. When you click through to a lending partner, that partner's own website sets its own cookies under its own policy.
Contact
Privacy questions can be sent through our contact page and will be answered within 30 days.